EZBC
0.19%
Franklin Bitcoin ETF
Original research · version 1.0
2026 Bitcoin Access & Cost Snapshot
A reproducible snapshot of HowToBuyBTC's country-access coverage, recorded exchange base fees, wallet capabilities, U.S. spot Bitcoin ETP fees, and common purchase-method trade-offs.
Snapshot: 2026-07-23•Publisher: HowToBuyBTC.com•Educational research, not financial or legal advice
100
Countries
1
Official-source coverage
5
Exchange profiles
8
Wallet profiles
5
Spot Bitcoin ETPs
1. Country access coverage
The country dataset records editorial status labels, payment-method count, KYC notes, official-source count, and review date. The labels summarize the site's current research and are not a legal opinion.
Recorded status labels
Legal / permitted label73
Restricted label22
Banned label5
Source completeness
1%
1 of 100 country rows currently include at least one recorded official source. Rows without a source remain visible as a maintenance gap rather than being treated as verified.
Inspect country rows2. Recorded exchange base fees
Across 5 centralized-exchange profiles, the recorded average of base maker and taker fees ranges from 0.09% to 0.20%. This range excludes spread, funding, withdrawal, VIP tiers, token discounts, and regional differences.
ExchangeMakerTaker
OKX0.08%0.1%
Binance0.1%0.1%
Bybit0.1%0.1%
Bitget0.1%0.1%
Gate.io0.2%0.2%
3. Wallet capability coverage
The wallet matrix is designed for feature matching, not universal ranking. It records official-source capabilities and reasons a wallet may not suit a use case.
Hardware wallet profiles3
Bitcoin-only profiles6
Lightning-capable profiles2
What the matrix can answer
- • Which profiles support mobile, desktop, hardware signers, multisig, or full-node use?
- • Which products are Bitcoin-only?
- • What is each profile best suited to, and where is it a poor fit?
4. U.S. spot Bitcoin ETP fee snapshot
The selected issuer-sourced annual fees range from 0.19% to 0.25%. Annual product fees do not include brokerage commissions, bid/ask spread, premium or discount to NAV, taxes, or account costs.
IBIT
0.25%
iShares Bitcoin Trust ETF
FBTC
0.25%
Fidelity Wise Origin Bitcoin Fund
BTCW
0.25%
WisdomTree Bitcoin Fund
BTCO
0.25%
Invesco Galaxy Bitcoin ETF
5. Purchase-method trade-offs
The new payment-method cluster records broad cost tendency, speed, identity expectations, reversibility, cost components, and failure checks across 7 common routes.
Bank transfer
Low costSame day to several business days
Debit card
Medium costUsually minutes after approval
Credit card
High costUsually minutes if approved
PayPal
Medium costUsually minutes after approval
Apple/Google Pay
Medium costUsually minutes after approval
P2P marketplace
Medium costMinutes to hours, depending on seller and payment rail
Bitcoin ATM
High costPurchase is quick; confirmation depends on broadcast fee and network conditions
Limitations that must travel with the data
- • Country labels can become stale and are not a substitute for local legal advice.
- • Exchange fees are base records, not executable all-in quotes.
- • Wallet features can change with software, firmware, platform, and region.
- • ETP fees can change and must be checked against the current issuer materials and prospectus.
- • Payment-method patterns vary by bank, processor, platform, country, account, and transaction size.
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Method and corrections
See source hierarchy, scoring limits, update cadence, correction policy, and citation guidance before reusing the data.
Read methodology