See how a small annual fee compounds

Use the same return assumption for two fee levels and isolate the mathematical effect of the annual product charge. The output is an illustration, not a performance forecast.

Set your assumptions

The model compounds one annual return assumption and subtracts the stated annual product fee. It does not forecast Bitcoin.

Illustrative fee drag

No product fee

$10,000

Product A ending value

$9,812

Product B ending value

$9,753

ScenarioCumulative difference vs no-fee model
Product A · 0.19%$188
Product B · 0.25%$247

This simplified model excludes brokerage costs, spread, premium/discount, taxes, tracking difference, and direct-Bitcoin custody costs. A lower stated fee does not automatically make a product suitable.

What it includes

Starting value, years, one annual return assumption, and one annual product fee.

What it excludes

Spread, commissions, premium/discount, taxes, tracking difference, and custody costs.

What to do next

Verify the current fee and prospectus on the issuer website before using any output.

Compare productsETF vs direct Bitcoin