상속 방법

빠른 답변

흔한 방법으로는 변호사나 금고에 맡기는 봉인된 지침, 상속인이 키 하나를 가지는 멀티시그 지갑, 조각을 합쳐야 하는 분할 백업(예: 샤미르), 그리고 협력 수탁이나 전용 상속 서비스가 있습니다. 각기 보안, 복잡성, 타인을 얼마나 신뢰해야 하는지에서 절충이 있습니다.

The simplest method is sealed instructions: a sealed document held by a lawyer, in a safe, or in a bank deposit box that explains how to access your Bitcoin, opened only after death. It's easy to set up but relies on the document staying secret and secure, and on the holder's integrity.

Multisig spreads control across several keys, requiring (say) two of three to move funds. You can structure it so an heir or a professional holds a key that only becomes useful alongside others after you're gone. It's robust and avoids any single point of failure, but it's more complex to set up and for heirs to use.

Split-backup schemes like Shamir's Secret Sharing break your seed into shares, where a set number must be combined to reconstruct it. Distributing shares among trusted people or locations means no single share is dangerous on its own, at the cost of more moving parts and the need for heirs to know how to recombine them.

Finally, collaborative-custody providers and dedicated inheritance services handle much of this for you — holding a key, verifying death, and guiding heirs through recovery. They reduce the burden and the risk of mistakes, but introduce a third party you must trust and usually a recurring fee. The right choice depends on your amount, your heirs' technical comfort, and how much trust you're willing to place in others.

자주 묻는 질문

What is multisig and why use it for inheritance?

Multisig requires multiple keys to spend, such as two of three. For inheritance, an heir or professional can hold one key that's useless alone but enables recovery after you're gone — removing any single point of failure while keeping control out of others' hands today.

Are Bitcoin inheritance services safe?

Reputable collaborative-custody and inheritance services can significantly reduce the risk of heirs losing access, but they require trusting a third party and usually charge ongoing fees. Evaluate their security model, track record, and what happens if the company itself disappears.

본 내용은 일반 교육 정보이며 법률·세무·금융 조언이 아닙니다. 상속 관련 법은 나라마다 다르고 상황은 각자 다릅니다 — 행동하기 전에 관할 지역의 자격 있는 상속 설계 변호사와 세무 전문가와 상담하세요.

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